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General Risk Warnings
Investing in the products and services offered by WillU Ltd carries risk. The price of shares and other investments, and the income derived from them, may fall as well as rise and the amount realised may be less than the original capital invested, and any investment should be restricted to the maximum you can afford to lose.

There is an extra risk of losing money when shares are bought in a period of high volatility. If investing in overseas markets these markets are subject to change in exchange rates, which will impact on the value of the underlying investment.

Forecasts are not a reliable indicator of future performance and past performance is not a guarantee of future success.

WillU and/or its connected companies and/or directors or employees and/or members of their families may from time to time have a material interest (including options) in relation to an investment in which we deal on your behalf and may add or dispose of such securities from time to time.

Small Company, Alternative Investment Market (“AIM”) and ISDX, Structured Products and Foreign Markets Risk Warnings
These investments may not be suitable for everyone and if you have any doubt regarding suitability please contact an FCA regulated Financial Advisor.

Small Company Risk Warning
There may be a big difference between the buying price and the selling price of small company shares, and if they have to be sold immediately, you may get back much less than you paid for them. Prices may change quickly and may go down as well as up.
There is a high degree of risk of losing all of your investment when shares are bought in some smaller companies.

AIM and ISDX
The AIM and ISDX markets are designed primarily for emerging or small companies and their rules are less demanding than those of the Official List of the London Stock Exchange (“LSE”), consequently investing in them carries a higher degree of risk than investing on the main market of the LSE.

Structured Products Risk Warning
A structured product is defined as a ‘Complex’ instrument and in deciding whether to hold a ‘complex’ instrument, you should be aware it is an investment which offers a pre-packaged investment strategy based on derivatives and which delivers a known return for given instrument conditions. It may be based on a single security, a basket of securities, options, indices, commodities, debt issuances, foreign currencies or swaps, or any combination of these. Their reliance on derivatives means that structured products are high risk investments and you could lose all the money you have invested. If you require advice on whether to invest in structured products, please contact an FCA regulated Financial Adviser.

Foreign Markets
Foreign markets will involve different risks from the UK markets. In some cases the risks will be greater. On request, we will provide an explanation of the relevant risks and protections (if any) which will operate in any foreign markets, including the extent to which we will accept liability for any default of a foreign firm through whom we deal. The potential for profit or loss from transactions on foreign markets or in foreign denominated contracts will be affected by fluctuations in foreign exchange rates.